Hulugan motor requirements
What lenders usually ask for a motorcycle on hulugan. Every lender is a bit different; the specialist tells you exactly what yours needs before you decide.
Karaniwang hinihingi
- One valid government ID (UMID, driver's license, passport, PhilSys and similar)
- Proof of income: payslip, certificate of employment, bank or e-wallet statement, or proof of remittance
- A Philippine mobile number
- Down payment, usually from 10%, paid at the dealer
Questions
Ano ang requirements sa hulugan na motor?
Karaniwan: isang valid government ID, proof of income (payslip, certificate of employment, bank o e-wallet statement, o proof of remittance) at mobile number. Iba-iba ang hinihingi ng bawat lender; sasabihin ng specialist kung ano talaga ang kailangan mo.
Can I apply if I am self-employed or have cash income?
Many lenders accept self-employed and cash-based income, sometimes with a bigger down payment. Tell Mika how you earn; the specialist matches you with a lender that fits.
Do I need a co-maker?
Some lenders ask for one, many do not. It depends on the lender and your income. The specialist tells you before you decide.
Can an OFW pay for a family member's motorcycle?
Often yes: remittances can count as income, or the OFW can be the co-maker. Ask the specialist which lender accepts it.
Paano ito gumagana
- Pumili ng motor. See the monthly for your down payment and term on every model.
- Chat with Mika. Tell her the motor, your area and how you earn. If you want a call, leave your first name and mobile.
- A specialist calls you, usually within 1 business day, to go through the financing with a partner lender and the dealer near you.
- Iuwi ang motor. After approval, pay the down payment at the dealer and ride home.